Best Payment Gateways in India

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Searching for Indian payment gateway options? Confused about which are the best payment gateway in India? You might need to coordinate secure payment gateway choices with your Magento, WooCommerce, Shopify, or your mobile applications for an upgraded shopping experience.

It tends to be tricky to track down the best Indian payment gateway when there are countless choices available. So here are the best 5 payment gateway in India.

Online payments in India are supposed to increase with over 20% CAGR. It is assessed to arrive at 660 million Indians utilizing the online payment toward the finish of 2023.

Be that as it may, on account of the pandemic, online payment infiltration has been seeing dramatic development. Having a populace of more than 1.3 billion individuals, there are gigantic open doors you can get by utilizing online payment.


Razorpay is among the top payment gateway providers in India. The company was established in 2014 and presently it has more than 800K clients who utilize the Razorpay payment gateway.

The company turned into a unicorn startup in India in October 2020 with more than a $1 billion valuation. This Bangalore-based arising fintech company has gotten more than $200 million in financing to date.

Razorpay is a payment gateway that offers a range of features for its users including the ability to accept payments on websites, mobile apps, and POS machines. It also has an API which can be integrated with other software so that you can use it with different systems. Razorpay also has a mobile app which can be used to make payments through mobile phones.

Razorpay is the business banking arm of Razorpay that brings in start-to-finish cash development more straightforward. It’s a solid way for exchanges.

You can deal with your marketplace and computerize bank transfers. Alongside this, there are likewise offices for gathering recurring payments, sharing invoices, and availing of working capital loans.


  • API-driven mechanization that requires zero manual intercession
  • 100+ payment modes
  • Dashboard office to actually take a look at real-time information
  • Simple Integration
  • Invoice payments
  • Integration with the website/app for payment
  • 24/7 Support
  • Save saving office

Transaction Fees:

  • 2% on Indian debit/credit card, net banking, UPI
  • 3% on Diners and Amex Cards, International cards, EMI


Paytm is a brand that is inseparable from digital payment. Alongside their generally utilized customer application, Paytm likewise has a powerful payment gateway for businesses to utilize.

The Paytm Payment Gateway is based on the very innovation that drives India’s biggest brands and, surprisingly, the Paytm App. The payment gateway supports all major payment sources, including domestic and international cards, net banking, UPI, Paytm Wallet and Paytm PostPaid.

The payment gateway is designed in such a way that customers of all kinds can easily understand how to make a payment. You can use it to pay for goods and services online, send money to others, or withdraw cash at any of its partnered bank ATMs.

Since the launch of Paytm Payments Bank, it has been making waves in the Indian banking sector by offering its customers an interest rate of up to 3% on savings accounts.

Paytm Payment Gateway is the main payment gateway in India that permits acknowledgement of UPI payments at 0% transaction fees. Likewise, the only payment gateway that has a T+1 settlement plan.


  • Instant activation
  • Easy integration
  • 100+ payment sources
  • Industry-best success rates
  • India’s most widely-used checkout
  • Dedicated support

Transaction Fees:

  • Lifetime free on UPI & RuPay (50% + transactions)
  • T+1 settlements. No holidays
  • Supports 3,000 TPS (transactions per second)
  • Support for 200+ countries & T+1 settlements
  • Paytm’s in-house banking infrastructure


PayU is another popular option for businesses in India who want to accept online payments. PayU is a Netherlands-based fin-tech company that offers online payment innovation to merchants. The company works in 17 nations. It ranks among the payment gateway list in India owing to its remarkable features!

They have been operating since 2007 and have over 10 million customers all over the country. It provides a range of services including card processing, cash collection, and digital wallet solutions. They also have an API so you can integrate their system with your own software if needed.


  • Invoice generation
  • Website and mobile integration
  • Facility for recurring billing
  • International payments
  • 100+ foreign currency

Transaction Fees:

  • 2% + GST per transaction


Instamojo is another fruitful Indian payment gateway company in India that has more than 1 million dynamic clients.

This payment gateway has acquired prevalence in view of the convenience and very basic UI. Instamojo likewise offers 100+ payment modes including. It likewise permits a recurring billing facility with the goal that merchants can acknowledge payments consistently. Integration with websites and mobile integration can also be done.

The best thing about Instamojo is, that it takes no charge for NEFT/RTGS and bank transfers. It does not support multi-currency payments.


  • Electronic invoice payment
  • Website and application integration
  • Recurring payment
  • Easy Onboarding process
  • Payment analytics
  • 100+ payment modes
  • Live chat facility

Transaction Fees:

  • NEFT/RTGS/Bank Transfer: FREE
  • Debit and Credit cards: 2% + 3 INR per transaction
  • Digital products and files: 2% + 3 INR per transaction


PayG is a completely customized, fully integrated, Omni channel payment solution provider that will help[ your business to grow by gathering payments from clients effectively and safely through any device in any mode.

PayG is easy to integrate with your site or mobile application, you can expect quick and secure online payments without any glitches. PayG expects to work with your business. Whether or not you run a start-up, have been live for a couple of years, or are an accomplished association, PayG payment gateway is hanging around for you to take a wide range of payments rapidly and safely.


  • Easy to Sign Up
  • Fast and Simple
  • Powerful Dashboard
  • Smooth Checkout
  • Best Success Rate
  • Secure Data Hosting
  • Technical Friendly
  • Payments Settled Directly into Bank Account

Transaction Fees:

  • Zero Set-up fees
  • No Maintenance Charges
  • No Hidden Charges
  • Pay only for what you see

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